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But, capital is costly in part because it restricts the amount of profitable activities in which a bank may engage.

The more capital that a bank has, the better cushion it has against insolvency. – Capital Basel Capital AccordsĬapital Treatment of Recourse Arrangements, Direct Credit Substitutes, and Residual InterestsĬapital adequacy is a key element of assessing safety and soundness. Organization Directory and Office ContactsĬhapter XVIII.Letters to the Editor/Opinion Editorials.The inventory of other assets for sale - including office furniture, fixtures, and equipment. The secure Internet channel for FDIC-insured institutions to conduct business and exchange information with the FDIC. Resources for Bank Officers & Directors.Consumer Compliance Supervisory Highlights.FFIEC Information Technology Examination Handbook.Bank Secrecy Act and Anti-Money Laundering.Risk Management Manual of Examination Policies.Uniform Bank Performance Reports (UBPR).

Money Smart - A Financial Education Program.Temas sobre la protección al consumidor.Recursos del seguro de depósito en español.Revocable and Irrevocable Trust Accounts.How are My Deposit Accounts Insured by the FDIC?.Learn if your bank is insured, view locations, track history, and more.

Online tool that helps depositors determine how the insurance rules and limits apply to a specific group of deposit accounts — what's insured and what portion (if any) exceeds coverage limits at that bank.